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BuyerWingman
Example reportDemo property
Know the property. Know the risks. Know your number.
Executive property audit
Example report
Property
Casa Loma Verde
Address
Calle Las Adelfas 18 Nueva Andalucía, Marbella Málaga, Spain
Report date
September 9, 2026
Evidence strength
79%
Demo property — fictional example for product demonstration
Fictional demo address used only to demonstrate BuyerWingman.
BuyerWingman indicative analysis — illustrative demo only, not a formal valuation.
BuyerWingman · Executive summaryCasa Loma Verde
1.Executive summary
Casa Loma Verde occupies a desirable position in Nueva Andalucía and offers clear lifestyle and renovation potential. However, the documentation and visible condition indicate several material areas requiring further investigation.
The most significant concerns relate to discrepancies in constructed area, incomplete planning and legal clarity, possible unregularised lower-ground accommodation, pool documentation uncertainty, and substantial renovation requirements.
BuyerWingman's indicative analysis suggests that the current asking price does not adequately reflect the unresolved risks and expected capital expenditure. The property may still represent an attractive opportunity once the outstanding matters are clarified by appropriately qualified professionals.
Asking price
€995,500
BuyerWingman risk-adjusted value
€775,000
Estimated renovation
€145,000 – €210,000
Overall risk
HIGH
BuyerWingman indicative analysis — illustrative demo only, not a formal valuation.
2.Key findings
7
Critical findings
Matters that could affect legal clarity, financing or value.
5
Conflicts detected
Sources that state materially different things about the property.
8
Missing documents
Standard due-diligence documents not present in the file reviewed.
BuyerWingman · Property factsCasa Loma Verde
3.Property facts
Address
Calle Las Adelfas 18, Nueva Andalucía, Marbella, Málaga, Spain
Seller / agent claim
Property type
Detached villa
Verified fact
Bedrooms
4
Seller / agent claim
Bathrooms
3
Seller / agent claim
Advertised built area
238 m²
Seller / agent claim
Cadastre area (Catastro)
209 m²
Public data
Architect measured area
approx. 261 m²
Verified fact
Plot area
812 m²
Public data
Pool
Present on site; supporting documentation incomplete
AI inference
Garage
Yes — enclosed, single vehicle
Verified fact
Terraces
Two: main south terrace and upper roof terrace
Verified fact
Condition
Dated; partial renovation required
AI inference
Planning / zoning status
Residential; setback and occupancy parameters require confirmation
Unknown
Legal document status
Nota Simple on file is dated; completion documentation not evidenced
Unknown
BuyerWingman · Conflicts detectedCasa Loma Verde
4.Conflicts detected
BuyerWingman compares every source against every other source. Where sources state materially different things, the conflict is recorded rather than silently resolved.
Built area mismatch
Critical
Listing / agent
238 m²
Catastro record
209 m²
Architect measurement
approx. 261 m²
The available sources contain materially different measurements of the property's constructed area. This discrepancy may affect legal clarity, valuation, mortgageability, renovation permissions and future resale.
Recommended action: Request a reconciled built-area schedule and an updated cadastral certificate before any offer is formalised.
Pool / legal status uncertainty
High
Photographs and site notes
Swimming pool physically present
Document file reviewed
No pool licensing or registration evidence found
A pool is visible on site, but the documents reviewed do not evidence licensing or registration. This does not mean the pool is unlawful; it means its status is currently unverified.
Recommended action: Request pool licence and registration documentation from the seller, and confirm the position with the town hall through a lawyer.
Lower-ground use versus documented area
Critical
Listing photographs
Additional living accommodation shown at lower-ground level
Catastro record
Lower-ground area not clearly reflected as habitable
Additional living accommodation appears to exist within the lower-ground area. The available documentation does not clearly establish whether all of this space is legally recognised.
Recommended action: Ask an architect to establish which parts of the lower ground are recognised, and a lawyer to confirm whether regularisation is required.
Construction age inconsistency
Medium
Listing / agent
Built 1998
Catastro record
Year of construction 1991
Construction year affects expected building standards, insulation, services and the documentation that should exist for the property.
Recommended action: Confirm the construction and completion dates against the building licence and completion documentation.
Valuation uncertainty, potential mortgage-valuation shortfall and delays at notary stage.
Recommended action
Obtain a reconciled area schedule and an updated cadastral certificate.
Professional required
Architect and property lawyer
Lower-ground regularisation risk
HighPossible / requires verification
Why it matters
Living accommodation appears to exist within the lower-ground area without clear evidence that all of it is legally recognised.
Evidence
Listing photographs, cadastral surface breakdown.
Potential consequences
Mortgageability, valuation, resale, future works and planning/legal certainty may all be affected.
Recommended action
Establish the recognised surface and, if required, obtain a costed regularisation route before committing.
Professional required
Architect and property lawyer
Pool documentation uncertainty
HighLikely — documentation incomplete
Why it matters
A swimming pool is physically present, but supporting licensing and/or registration evidence is incomplete in the file reviewed.
Evidence
Site photographs, document inventory.
Potential consequences
Possible regularisation cost and administrative delay; potential friction on resale.
Recommended action
Request pool documentation and verify the position with the local authority.
Professional required
Property lawyer
First Occupation Licence / completion documentation
HighNot evidenced in documents reviewed
Why it matters
No conclusive evidence of a First Occupation Licence (Licencia de Primera Ocupación) or equivalent completion documentation was found in the documents reviewed.
Evidence
Document inventory, seller document pack.
Potential consequences
Utility contracts, mortgage approval and resale may be complicated if the documentation cannot be produced.
Recommended action
Request the licence or its equivalent; if unavailable, establish the route and cost to obtain it.
Professional required
Property lawyer
Possible moisture / waterproofing concern
MediumPossible — visual indication only
Why it matters
Possible moisture staining is visible in lower-ground and terrace-adjacent areas. A cause cannot responsibly be diagnosed from photographs.
Remediation cost, potential damage to finishes, recurring maintenance.
Recommended action
Commission a moisture survey and a waterproofing inspection of roof terraces and terrace junctions.
Professional required
Building surveyor
Retaining wall / exterior cracking review
MediumVisible — cause unknown
Why it matters
Visible cracking is present around an external retaining wall and boundary area. This is not a diagnosis of structural failure.
Evidence
Exterior photographs of the north boundary.
Potential consequences
Possible repair cost, and in the worst case a more significant stabilisation requirement.
Recommended action
Arrange a structural inspection of the retaining wall before exchange.
Professional required
Structural engineer
Dated electrical and plumbing systems
MediumIndicated by visual review
Why it matters
Visible fittings and consumer unit appear to be of the original era, suggesting substantial modernisation may be required.
Evidence
Interior photographs, marketing description.
Potential consequences
Capital expenditure, certification requirements and possible disruption during works.
Recommended action
Obtain an electrical and plumbing condition review with an indicative cost.
Professional required
Electrician and plumber
Roof / terrace waterproofing
MediumPossible maintenance requirement
Why it matters
Potential maintenance or waterproofing issues are indicated around the roof terraces.
Evidence
Upper terrace photographs.
Potential consequences
Water ingress and internal damage if left unaddressed.
Recommended action
Commission a specialist waterproofing inspection.
Professional required
Building surveyor
Road noise exposure
LowLocation factor
Why it matters
Possible moderate road and traffic noise from nearby infrastructure. This is a marketability factor, not a legal defect.
Evidence
Map analysis, proximity to main access road.
Potential consequences
May narrow the future buyer pool and affect achievable resale price.
Recommended action
Visit at different times of day, including a weekday morning.
Professional required
None required
Overpricing and marketability risk
HighIndicative assessment
Why it matters
The asking price appears ambitious when compared with the physical condition, renovation requirement, documentation uncertainty, planning uncertainty and the buyer risk carried.
Statement of any outstanding charges or debts on the property
BuyerWingman · Renovation budgetCasa Loma Verde
7.Renovation budget
Indicative renovation estimate based on the visible condition and typical Costa del Sol contractor rates. Not a builder's quotation.
Category
Low
Expected
High
Preparation / demolition
€8,000
€9,000
€10,000
Kitchen
€18,000
€22,000
€26,000
Bathrooms
€16,000
€20,000
€23,000
Flooring
€13,000
€15,000
€18,000
Painting
€7,000
€9,000
€10,000
Windows / doors
€14,000
€17,000
€20,000
Electrical
€12,000
€14,000
€17,000
Plumbing
€9,000
€11,000
€14,000
HVAC
€8,000
€10,000
€12,000
Exterior
€10,000
€12,000
€15,000
Waterproofing
€9,000
€11,000
€13,000
Pool refresh
€6,000
€7,000
€9,000
Garden / landscaping
€5,000
€6,000
€8,000
Contingency
€10,000
€12,000
€15,000
Total
€145,000
€175,000
€210,000
BuyerWingman · Market & valuationCasa Loma Verde
8.Market & valuation
Local market positioning
Nueva Andalucía remains one of the most consistently traded areas of Marbella, supported by golf, schools and proximity to Puerto Banús. Well-presented, fully documented villas of this size trade briskly. Properties carrying documentation or planning uncertainty typically take significantly longer to sell and transact below the headline neighbourhood averages, because a large part of the buyer pool relies on mortgage finance.
Comparable property summary
Reference
Built area
Per m²
€
Note
NA-114
246 m²
€4,370
€1,075,000
Renovated, full documentation, quiet street
NA-207
231 m²
€3,853
€890,000
Similar age, part-renovated, complete paperwork
NA-318
219 m²
€3,767
€825,000
Dated condition, sold after a price reduction
NA-402
258 m²
€3,721
€960,000
Larger plot, close to main road
Comparable evidence range: €825,000 – €1,075,000
How the number is built
Clean / normalised market value
€875,000 – €910,000
Indicative potential value assuming major documentation and planning matters were satisfactorily resolved and the property were considered under more normal market conditions.
Current as-is value
€805,000 – €835,000
Reflects present physical condition and the expected renovation requirement.
Risk-adjusted acquisition value
€750,000 – €800,000 (midpoint €775,000)
Reflects unresolved legal, planning, documentation, condition and marketability uncertainty carried by the buyer.
From asking price to risk-adjusted indication
Asking price€995,500
Condition / renovation adjustment−€70,000
Area / documentation discrepancy−€35,000
Planning / compliance uncertainty−€55,000
Pool / ancillary structure uncertainty−€20,000
Marketability / buyer-risk discount−€40,500
Risk-adjusted indication≈ €775,000
Difference from asking price: −€220,500
The property may still represent an attractive opportunity, but the current asking price appears high relative to the unresolved legal, technical and capital-expenditure risks identified in the available evidence.
BuyerWingman indicative analysis — illustrative demo only, not a formal valuation.
BuyerWingman · Recommended actionsCasa Loma Verde
9.Recommended actions
1Obtain an updated Nota Simple.
2Obtain an updated cadastral certificate (Certificación Catastral).
3Request a reconciled built-area schedule from the seller's architect.
4Verify the legal and planning status of the lower-ground accommodation.
5Verify pool licence and registration documentation.
6Commission an independent technical inspection of the property.
7Inspect the possible moisture and waterproofing issues identified.
8Obtain an electrical and plumbing condition review.
9Confirm planning compliance, including setback parameters, with an architect.
10Reassess or renegotiate the acquisition price if uncertainties remain unresolved.
10.Professional questions
Questions for your lawyer
Does the current Nota Simple show any charges, easements or embargoes on the property?
Is the lower-ground accommodation legally recognised, and if not, what is the regularisation route?
Can a First Occupation Licence or equivalent completion documentation be produced?
What is the legal position of the swimming pool, and what evidence exists at the town hall?
What protections should the private purchase contract contain given the unresolved matters?
Questions for your architect
Which built area is correct, and how do you reconcile 209 m², 238 m² and 261 m²?
Does the building comply with current setback and occupancy parameters?
What would regularisation of any unrecognised area cost and how long would it take?
Are the planned renovation works achievable under current planning rules?
Questions for your surveyor
What is the cause of the visible cracking around the retaining wall?
Is the moisture staining active, and what remediation is required?
What is the condition of the roof-terrace waterproofing?
What is the remaining service life of the electrical and plumbing installations?
Questions for the seller / agent
Which works were described as “recently refurbished”, when were they carried out and by whom?
Are invoices, certificates and guarantees available for those works?
When was the pool built, and what documentation exists for it?
Why is the listed built area different from the cadastral record?
Is the property subject to any community charges or ongoing disputes?
BuyerWingman · DisclaimerCasa Loma Verde
11.Disclaimer
Important notice
Casa Loma Verde is a fictional demo property. The address, documents, photographs, findings and figures are illustrative.
This is an example report produced to demonstrate the BuyerWingman output format.
All property information shown is illustrative and must not be relied upon for any transaction.
This report is not legal advice.
This report is not architectural advice.
This report is not structural advice.
This report is not financial advice.
This report is not a certified property valuation.
Users should obtain independent professional advice from appropriately qualified professionals before making any property decision.
BuyerWingman
Know the property. Know the risks. Know your number.